Medicare Supplements
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like co-payments, coinsurance, and deductibles.
ABOUT MICHELLE LEE
Your Trusted Insurance Professional
Michelle Joined American Central Insurance Services in 2008. As a licensed Life and Health insurance agent, specializing in Medicare sales and service. Michelle is a trusted and reliable source for Medicare information. By building relationships and educating her clients, Michelle strives to make Medicare planning as easy and stress-free as possible. She works out of our Main office location in Springfield, IL where she is also the Client Service Manager for employer group benefits and enrollment services.
I'VE GOT YOU COVERED
Explore the plans I offer. Let me be the resource that you depend on year after year for help with your insurance needs.
Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Vision Insurance
Vision insurance helps cover the cost of routine eye exams, contact lenses and glasses. Some vision plans also pay for corrective procedures such as laser eye surgery.
Cancer Insurance
The total financial impact of cancer includes direct and indirect costs that can have a long lasting impact on you and your family.
Critical Illness
Critical Illness insurance can become an important strategy to help close this growing health costs financial exposure.
Accident Insurance
Accident Insurance can be used not only to offset the costs associated with an accident such as ambulance transportation, emergency room visits, X-rays and rehabilitative therapies, but also for ordinary daily bills.
Life Insurance
Life insurance is a contract in which you pay regular premiums in exchange for a lump-sum death benefit paid to your beneficiaries. It can help protect your family and your financial goals.
Final Expense Insurance
Burial insurance or final expense insurance is a basic life insurance policy that covers people until they reach the age 100.
Hospital Indemnity
Hospital Indemnity Insurance can provide gap coverage to help offset expenses not covered by your health insurance plan.
Short Term Care
Short Term Care Insurance is a form of critical care insurance that is in effect for one year or less. It can help protect your financial future and is a lower cost alternative to long term care insurance.